All of us have faced financial adversity at some point in our lives. When this happens we invariably turn to the web for answers. How should I handle debt collectors? Should I declare bankruptcy? Should I take out a second mortgage? These are all common questions typed into search engines every single day. The problem is, it’s hard to sift through all of the junk to find what you’re really looking for. There’s a lot of unscrupulous people out there just waiting to take advantage of people who are experiencing debt issues. This site will give you the answers you need, without trying to get you to spend more of your money on the latest get rich quick scheme. These are real answers, for real people. I hope you find the information useful, and if you’ve got a topic you want to know more about leave a comment or send me an email and I’ll try to answer it in a future post.